Free during beta
A financial advisor that actually knows you.
Warren looks at your whole financial picture, then gives clear, unbiased advice on saving, investing, taxes and debt.
- No credit card required
- Read-only account access
- Cancel anytime
Warren
Online
Net worth
$184,200
+2.4%
Savings rate
18%
+3 pts
Retirement
On track
Age 65
How much should I save each month for retirement?
With an income of $85,000 and a goal of retiring at 65, aim for 15%, about $1,060 a month.
Projected at 65
$1.8M
About $72k a year in retirement income
Next step: raise your 401(k) contribution to 10%
Human advisors are costly
Many require $250k or more in assets and charge around 1% of your wealth every year.
Free apps are generic
Most give the same tips to everyone and ignore your income, debts, taxes and goals.
Warren is built around you
Advice that uses your real numbers, in plain language, available whenever you need it.
How it works
Three steps to a clearer financial life
Set up takes a few minutes. Everything after that is a conversation.
- Step 1
Connect your accounts
Link banking, investments and debt in minutes. Access is read only, so Warren can see balances but never move money.
- Step 2
Ask anything
Chat the way you would with a trusted advisor. Warren answers with your real numbers, not generic rules of thumb.
- Step 3
Follow a clear plan
Get specific next steps, then timely nudges when something changes, from rate moves to tax deadlines.
What you can ask
Real questions, answered with your numbers
Pick a question to start a conversation with Warren.
Save smarter
“How much can I safely save this month?”
Invest better
“Is my portfolio too risky for my age?”
Plan big goals
“How do I save $50k for a house in two years?”
Pay off debt
“Which credit card should I pay down first?”
Reduce taxes
“What can I do to lower my tax bill this year?”
Retire on time
“Am I on track to retire by 60?”
Your advisors
Three specialists, one plan
Each advisor focuses on a different part of your money, so you get depth where it matters.
Warren
Investing and long-term wealth
Builds investment strategies and retirement plans designed to compound over decades.
- Investing
- Retirement
- Compounding
Charlie
Strategy and big decisions
Helps you think through major life moves, career changes and tax strategy.
- Big decisions
- Career
- Tax strategy
Liz
Budgeting, debt and habits
Focuses on everyday money, debt payoff plans and building habits that stick.
- Budgeting
- Debt
- Habits
Security
Bank-level security, no surprises
Your information is encrypted and stays yours. Warren connects through read-only access, so it can see balances but cannot move a cent.
Read our security overview- 256-bit encryption in transit and at rest
- Read-only account access through Plaid
- Secure sign-in with verified email
- We never sell or share your data
Get your first personalized plan in minutes
Free to try, no credit card required. Your data stays private and read only.