Spending Requirement
GeneralGlossary term
Definition
A minimum spending amount required within a timeframe (typically $3,000-$5,000 in 3 months) to earn a sign-up bonus. Excludes balance transfers, cash advances, and fees.
Related terms
- Sign-Up BonusRewards earned for opening a new credit card and meeting spending requirements within a specified time. Common bonuses include 50,000-100,000 points worth $500-$1,000+ in travel.
- Rewards ProgramA credit card incentive system offering cashback, points, or miles for purchases. Value varies by redemption method, with travel typically offering the highest value per point.
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