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Real Estate

How do I buy a rental property?

Quick Answer

Buy a rental by qualifying with an investment-property mortgage (20–25% down, ~0.75% rate premium), targeting properties where monthly rent is at least 1% of price and cash flow stays positive after all expenses including 8–10% vacancy and repair reserves.

Rental property cash flow breakdown by expense category.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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