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Personal Finance

How do I get FDIC coverage above 250k?

Quick Answer

Five ways to extend FDIC coverage above $250K: open at separate banks, use multiple ownership categories (single/joint/trust/IRA each get $250K), enroll in IntraFi ICS or CDARS sweep networks, or use a fintech sweep (Mercury, Wealthfront).

Methods for extending FDIC insurance above $250,000.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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