Credit
How do I get out of default on student loans?
Quick Answer
For federal student loans, you have two paths out of default: rehabilitation (9 on-time monthly payments at 15% of disposable income, removes default from credit report) or consolidation (3 on-time payments, faster but the default mark stays).
Warren Team
Updated April 26, 2026
38
Warren Team
Updated April 26, 2026
38
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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