How do I get pre-approved for a mortgage?

Real EstateWarren TeamPublished April 25, 2026

Quick answer

Apply with a lender (bank, credit union, or broker), submit pay stubs, W-2s, 2 years of tax returns, recent bank statements, and ID. Lender pulls credit and issues a pre-approval letter typically within 1–3 days.

Documents needed for mortgage pre-approval.

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