Retirement
How do I pass on a Roth IRA?
Quick Answer
Pass on a Roth IRA by naming a beneficiary on the account. Spouses can roll the Roth into their own IRA. Non-spouse beneficiaries (children, grandchildren) must withdraw the entire balance within 10 years — tax-free, but the tax-free growth window closes.
Warren Team
Updated April 26, 2026
38
Warren Team
Updated April 26, 2026
38
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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