Personal Finance
How do I recertify income-driven repayment?
Quick Answer
Submit annual IDR recertification at studentaid.gov before your servicer’s deadline. Use the IRS Data Retrieval Tool or alternative income docs if income has dropped. Missing it reverts you to Standard 10-year payments and capitalizes interest.

Warren Team
Updated April 26, 2026
38
Warren Team
Updated April 26, 2026
38
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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