Banking
How do merchant services fees work?
Quick Answer
Merchant fees stack three layers: interchange (1.5-2.5%, paid to cardholder bank), network assessments (~0.13%, Visa/MC), and processor markup (the part you negotiate). Total card-acceptance cost typically lands between 2.0% and 3.5% per swipe.
Warren Team
Updated April 26, 2026
37
Warren Team
Updated April 26, 2026
37
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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