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Retirement

How much can I withdraw from retirement tax-free?

Quick Answer

In 2025 a married couple both over 65 can take roughly $34,500/year of taxable retirement income tax-free thanks to the $30,000 standard deduction plus $3,200 age-65 add-ons. Singles over 65 get about $17,000 tax-free.

Tax-free retirement withdrawal capacity by filing status using the standard deduction.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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