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Investing

How much do mutual funds cost?

Quick Answer

Mutual fund costs come from the annual expense ratio (0.03% on index funds to 1.5%+ on active funds), plus potential sales loads (3–5.75% upfront) and 12b-1 marketing fees (0.25–1%).

Mutual fund expense ratios across categories.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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