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Personal Finance

How much does Medigap cost?

Quick Answer

Medigap Plan G typically costs $130-$220/month for a 65-year-old in 2025. Plan N runs $100-$160. Premiums vary by state, ZIP, age, gender, smoking status, and rating method - community-rated plans cost more upfront but rise less with age.

Average Medigap premium by plan letter for a 65-year-old.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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