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Personal Finance

How much FDIC coverage do I have?

Quick Answer

FDIC coverage is $250,000 per depositor, per insured bank, per ownership category. A single person can have $750K covered at one bank (single, IRA, revocable trust).

FDIC coverage stacking by ownership category for married couple.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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