How much house can I afford?
Quick Answer
Most lenders use the 28/36 rule: total housing costs under 28% of gross income, total debt under 36%. A stricter personal-finance rule: keep all-in housing under 25% of take-home pay to leave room for savings and lifestyle.
Warren Team
Updated March 29, 2026
35
Warren Team
Updated March 29, 2026
35
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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