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How much of my paycheck should I invest?

Quick Answer

Target at least 15% of your gross paycheck for retirement, including any employer 401(k) match. Increase to 20–25% if you started saving in your 30s, want early retirement, or anticipate higher future expenses.

how-much-of-my-paycheck-should-i-invest
Warren Team
Updated October 2, 2025
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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