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Retirement

How much should I have in retirement by 30?

Quick Answer

Fidelity's milestone is 1× your annual salary saved by age 30. For a $70,000 earner that means $70,000 across all retirement accounts. Hitting this benchmark sets you up for a fully funded retirement at 67.

Retirement savings benchmarks as a multiple of salary at ages 30 through 67.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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