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Investing

How much should I invest in bonds?

Quick Answer

Hold roughly your age in bonds — a 40-year-old might hold 40% bonds and 60% stocks. With longer lifespans, many advisors now recommend age minus 10 or 20 for a slightly higher stock allocation.

Suggested bond allocation by age across multiple rules.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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