Personal Finance
How much should I spend on housing?
Quick Answer
Spend no more than 28% of gross monthly income or 25% of take-home pay on total housing (PITI plus HOA). Going below 25% of take-home leaves meaningful room for retirement saving, college funding, and emergencies — even if lender pre-approval allows…
Warren Team
Updated April 26, 2026
38
Warren Team
Updated April 26, 2026
38
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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