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Is dental insurance worth it?

Quick Answer

Dental insurance costs roughly $20-$50 per month with $1,000-$2,000 annual maximums and waiting periods. It is usually worth it if you need 2 cleanings per year or anticipate fillings, but a self-funded approach often beats it for low-utilizers.

is-dental-insurance-worth-it
Warren Team
Updated February 15, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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