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Is dental insurance worth it?

InsuranceWarren Team

Quick answer

Dental insurance costs roughly $20-$50 per month with $1,000-$2,000 annual maximums and waiting periods. It is usually worth it if you need 2 cleanings per year or anticipate fillings, but a self-funded approach often beats it for low-utilizers.

Cost benefit comparison of dental insurance versus paying out of pocket.

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