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Retirement

Should I buy an annuity for retirement?

Quick Answer

A single-premium immediate annuity (SPIA) or deferred income annuity (DIA) can be a useful longevity hedge for 20%–30% of your portfolio. Skip variable and indexed annuities — high fees usually erase the benefit.

Comparison of annuity types and which work for retirees.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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