Real Estate
Should I do a 15-year or 30-year mortgage?
Quick Answer
A 15-year mortgage saves $100K+ in lifetime interest vs. a 30-year and builds equity 2–3x faster, but costs ~50% more per month. Most buyers should take the 30-year for cash flow flexibility and prepay voluntarily — same payoff with built-in safety margin.
Warren Team
Updated April 26, 2026
39
Warren Team
Updated April 26, 2026
39
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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