Retirement
Should I take a 401(k) loan?
Quick Answer
A 401(k) loan lets you borrow up to 50% of your vested balance (max $50,000) and pay interest back to yourself. The big risk: if you leave your job, the balance becomes due quickly or it's treated as an early withdrawal.
Warren Team
Updated April 26, 2026
34
Warren Team
Updated April 26, 2026
34
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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