Should I take my pension as a lump sum or annuity?
Quick Answer
Lump sum offers control and inheritance but transfers longevity risk to you. Annuity gives guaranteed lifetime income. Compare the offered annuity rate to current commercial annuity rates to gauge value.
Warren Team
Updated January 18, 2026
35
Warren Team
Updated January 18, 2026
35
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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