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Banking

Stripe vs Square vs PayPal fees?

Quick Answer

Stripe online: 2.9% + 30¢. Square in person: 2.6% + 10¢; online: 2.9% + 30¢. PayPal: 3.49% + 49¢. All discount above ~$80K/mo volume. Stripe wins for software, Square for retail/restaurant, PayPal for marketplace and cross-border.

Side by side flat-rate processor fee comparison.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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