Banking
What is a bank on-us check?
Quick Answer
An on-us check is a check drawn on the same bank where it is deposited — no clearing house involved, settlement is internal book-entry, and funds typically clear the same business day. Banks favor on-us volume and often waive holds on these deposits.

Warren Team
Updated April 26, 2026
37
Warren Team
Updated April 26, 2026
37
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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