Personal Finance
What is a cash balance plan?
Quick Answer
A cash balance plan is a hybrid defined-benefit pension where each participant has a hypothetical account that grows by employer contributions and a guaranteed interest credit. Often used by high earners to shelter $100K–$300K/year.
Warren Team
Updated April 26, 2026
36
Warren Team
Updated April 26, 2026
36
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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