Investing
What is a CD vs money market?
Quick Answer
A CD (certificate of deposit) locks your money for a set term (3 months to 5 years) at a guaranteed fixed rate, with penalties for early withdrawal. A money market account is fully liquid but the rate floats with the market.
Warren Team
Updated April 26, 2026
35
Warren Team
Updated April 26, 2026
35
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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