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What is a charitable remainder annuity trust (CRAT)?

Quick Answer

A charitable remainder annuity trust (CRAT) pays a fixed dollar annuity — at least 5% of the initial trust value — annually until term end (life or up to 20 years), with the remainder going to charity.

what-is-a-charitable-remainder-annuity-trust-crat
Warren Team
Updated November 3, 2025
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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