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What is a co-signer?

Quick Answer

A co-signer guarantees a loan or lease — they're legally responsible for repayment if the primary borrower defaults. Co-signing affects the co-signer's credit and debt-to-income ratio just like their own debt.

what-is-a-co-signer
Warren Team
Updated November 24, 2025
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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