What is a copay?

InsuranceWarren TeamPublished April 25, 2026

Quick answer

A copay (copayment) is a flat fixed dollar amount you pay for a specific medical service or prescription, usually at the time of care. Common copays: $25-$50 primary care visit, $50-$100 specialist, $300-$500 ER, $5-$50 prescriptions.

Common copay amounts by service type.

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