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Credit

What is a hard money loan?

Quick Answer

A hard money loan is short-term real estate financing (6–24 months) from a private lender, secured by the property and based primarily on its value rather than borrower credit.

Hard money vs conventional mortgage comparison.
Warren Team
Updated April 26, 2026
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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