Personal Finance
What is a medical collection?
Quick Answer
A medical collection is unpaid medical debt that has been sent to a third-party collector. Since 2023, paid medical collections of any amount no longer appear on credit reports and unpaid medical collections under $500 are also excluded.

Warren Team
Updated April 26, 2026
36
Warren Team
Updated April 26, 2026
36
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
Get Personalized Advice
Schedule a free 15-minute consultation with our fiduciary advisors
Book Free Consultation