Retirement
What is a QLAC longevity annuity?
Quick Answer
A Qualified Longevity Annuity Contract (QLAC) is a deferred annuity purchased inside an IRA. SECURE 2.0 lets you commit up to $200,000 (2025) — that money is excluded from RMDs until payouts begin (no later than age 85).
Warren Team
Updated April 26, 2026
35
Warren Team
Updated April 26, 2026
35
Important Disclaimer:
The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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