What is a Spousal IRA?
Quick Answer
A Spousal IRA lets a non-working or low-earning spouse contribute up to the standard IRA limit ($7,000 for 2025) using the working spouse's earned income, as long as the couple files jointly.
Warren Team
Updated March 6, 2026
31
Warren Team
Updated March 6, 2026
31
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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