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What is a target-date fund?

Quick Answer

A target-date fund is a single fund (e.g., "Target Retirement 2055") that holds a diversified mix of stocks, bonds, and cash, automatically shifting toward more bonds as the target year approaches.

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Warren Team
Updated December 14, 2025
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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