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What is an ACH transfer?

Quick Answer

ACH (Automated Clearing House) is the US electronic transfer network for bank-to-bank payments. Slower than wire transfers (1–3 business days) but free or near-free; used for direct deposit, autopay, and most online transfers.

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Warren Team
Updated January 29, 2026
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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