What is an APR?
Quick Answer
APR (Annual Percentage Rate) is the yearly cost of borrowing — interest plus most fees — expressed as a percentage. Required disclosure on loans and credit cards. Lower APR = cheaper to borrow.
Warren Team
Updated November 14, 2025
30
Warren Team
Updated November 14, 2025
30
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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