What is an inherited IRA?
Quick Answer
An inherited IRA is the account a beneficiary receives when an IRA owner dies. Most non-spouse beneficiaries must empty the account within 10 years (SECURE Act); spouses have more options including treating it as their own.
Warren Team
Updated January 18, 2026
34
Warren Team
Updated January 18, 2026
34
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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