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Personal Finance

What is asset allocation by age?

Quick Answer

A common framework starts at 90% stocks in your 20s and shifts toward 50% stocks at retirement. The "110 minus age" rule (a 30-year-old holds 80% stocks) is a popular modern starting point.

Stock allocation glide path by age decade.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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