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Banking

What is CDARS Certificate of Deposit Account Registry?

Quick Answer

CDARS (Certificate of Deposit Account Registry Service) is the IntraFi network for CDs — it splits a large CD deposit across many member banks in $250K-or-less slices, locking in a single rate while delivering FDIC coverage up to roughly $150M.

CDARS placing a 2 million CD across four banks for full FDIC coverage.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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