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Banking

What is the 15 percent savings rule?

Quick Answer

The 15% rule, popularized by Fidelity, says save at least 15% of gross income annually for retirement starting in your 20s — including employer match — to fund a comfortable retirement at age 67.

Breakdown of how 15% of gross income splits between employee and employer 401(k) contributions.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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