Skip to main content
Retirement

What is the mega backdoor Roth?

Quick Answer

The mega backdoor Roth is a strategy where you make after-tax (non-Roth) 401(k) contributions, then convert them to a Roth IRA or Roth 401(k). For 2025 it can move up to $46,500 of extra dollars into Roth status.

Stacked breakdown of the 2025 401(k) overall limit by contribution type.
Warren Team
Updated April 26, 2026
34

Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

Get Expert Advice

Schedule your free consultation with our fiduciary advisors

Book Free Consultation