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Personal Finance

What is the Rule of 114?

Quick Answer

The Rule of 114 is a quick mental shortcut: divide 114 by your annual return rate to estimate years to triple your money. At 8% returns, money triples in roughly 14 years; at 10%, in about 11 years.

Rule of 114 tripling times by annual return rate.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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