Personal Finance
What is the Rule of 72(t)?
Quick Answer
The Rule of 72(t) refers to IRC §72(t)(2)(A)(iv) — the SEPP exception that lets you take penalty-free IRA distributions before 59½ via a fixed series of substantially equal payments for 5 years or to age 59½, whichever is later.
Warren Team
Updated April 26, 2026
35
Warren Team
Updated April 26, 2026
35
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.
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