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Personal Finance

What is the SAVE repayment plan?

Quick Answer

SAVE caps federal student loan payments at 5% of discretionary income for undergrad debt and 10% for graduate debt, with no interest accrual above the payment. As of 2025, SAVE is enjoined — borrowers are in interest-free forbearance.

SAVE plan caps undergraduate payments at 5% of discretionary income.
Warren Team
Updated April 26, 2026
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The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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