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Credit

What is the Saver's Credit amount?

Quick Answer

The Saver's Credit is worth 10%, 20%, or 50% of up to $2,000 single or $4,000 MFJ in retirement contributions, depending on AGI. Maximum credit is $1,000 single / $2,000 MFJ. For 2025, the 50% tier requires AGI under $23,750 single / $47,500 MFJ.

Saver's Credit tiers by AGI for married filing jointly in 2025.
Warren Team
Updated April 26, 2026
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Important Disclaimer:

The information provided is for educational purposes only and should not be considered as personalized financial advice. Warren is a registered investment advisor. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions.

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