Home & Mortgage
Navigate homeownership and mortgage decisions with confidence
Essential Home Buying Tips
Save 20% Down Payment
Avoid PMI and get better rates
Check Credit Score
740+ gets the best mortgage rates
Get Pre-Approved
Know your budget before house hunting
Compare Lenders
Shop around for the best rates and terms
Budget for Closing
Plan for 2-5% of home price in closing costs
Consider Total Costs
Include taxes, insurance, and maintenance
Home Buying Milestones
Emergency Fund First
Build emergency savings before buying
Down Payment Saved
20% down on $100K home
Ready for $250K Home
Down payment + closing costs
Premium Home Budget
Down payment for $500K home
Home & Mortgage Resources
First-Time Homebuyer Guide
Complete guide to buying your first home, from saving for a down payment to closing day.
What you'll learn:
- Down payment strategies
- Loan types explained
- Closing process walkthrough
Mortgage Calculator
Calculate monthly payments, total interest, and compare different loan scenarios.
What you'll learn:
- Payment calculations
- Amortization schedules
- Rate comparisons
Refinancing Decision Guide
When and how to refinance your mortgage to save money or access equity.
What you'll learn:
- Break-even analysis
- Rate shopping tips
- Closing cost considerations
Home Equity Loan vs HELOC
Compare home equity loans and lines of credit to access your home's value.
What you'll learn:
- Interest rate differences
- Payment structures
- Best use cases
Property Tax Guide
Understanding property taxes, assessments, and how to appeal if needed.
What you'll learn:
- Tax calculations
- Assessment appeals
- Escrow management
Home Insurance Optimization
Get the right coverage at the best price for your home and belongings.
What you'll learn:
- Coverage types
- Cost reduction tips
- Claims process
Mortgage Calculator
Ready to Buy Your Dream Home?
Get personalized advice on home buying, mortgage options, and financial planning from Warren AI. Make informed decisions with confidence.