401(k) Optimization Guide
Maximize your retirement savings with smart 401(k) strategies. Learn how to optimize contributions, capture employer match, and build long-term wealth.
Free Money
Employer match
Tax Benefits
Reduce current taxes
Growth
Compound interest
Goal
Retirement security
2024 401(k) Key Numbers
$23,000
2024 Contribution Limit
Under age 50
$30,000
Age 50+ Limit
With catch-up
15%
Recommended Rate
Including match
100%
Match ROI
Instant return
401(k) Projection Calculator
2262
5570
$40K$200K
0%20%
0%8%
$0$500K
Projection Results
Projected Balance at 65
$1,300,747.009
In 35 years
Your Monthly
$375
Employer Match
$187.5
Annual Employer Match
$2,250
Free money from your employer
Quick Tips
Consider increasing contribution rate for better retirement security
Frequently Asked Questions
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