Tax Planning
Maximize savings and minimize your tax burden.
Tax planning resources
Access comprehensive tax planning tools and strategies to legally minimize your tax burden. From deduction optimization to investment tax strategies, take control of your tax situation.
- Use resourceChecklistMost comprehensiveIntermediate15-20 minutesPotential savings $1,000-$15,000
Tax deductions checklist
Complete checklist to find all available deductions and maximize your tax refund with itemized vs standard comparison
- Itemized vs standard deduction calculator
- Comprehensive deduction categories
- Tax savings estimation
- Year-end tax strategies
- Use resourceCalculatorIntermediate5-10 minutesPotential savings $1,000-$5,000
HSA tax benefits calculator
Maximize your Health Savings Account benefits with triple tax advantage calculations and contribution optimization
- Triple tax advantage calculation
- 2026 contribution limits
- Future value projections
- Qualified expense tracking
- Use resourceGuideAdvanced10-15 minutesPotential savings $500-$10,000+
Tax-loss harvesting guide
Advanced investment tax strategy to offset capital gains and reduce your investment taxes legally and efficiently
- Capital gains offset calculator
- Wash sale rule compliance
- Strategy comparison
- Portfolio optimization tips
Tax planning categories
Four areas cover most of what moves your tax bill. Start where the biggest numbers are.
Deductions & Credits
0 resources (coming soon)
Find all available deductions and credits to reduce your taxable income and tax owed
- Itemized deductions
- Standard deduction
- Tax credits
- Business expenses
Investment strategies
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Advanced tax optimization strategies for investors and portfolio management
- Tax-loss harvesting
- Capital gains planning
- Asset location
- Rebalancing strategies
Health & Retirement
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Tax-advantaged accounts and strategies for health and retirement planning
- HSA benefits
- 401(k) optimization
- IRA strategies
- Healthcare deductions
Business & Self-Employment
0 resources (coming soon)
Tax strategies for business owners, freelancers, and self-employed individuals
- Business deductions
- Home office
- Self-employment tax
- Quarterly payments
Smart tax planning tips
Maximize Retirement Contributions
High impactContribute to 401(k), IRA, and HSA accounts before year-end to reduce current year taxes
Bunch Deductions
Medium impactGroup deductible expenses in alternating years to exceed the standard deduction threshold
Track All Expenses
High impactKeep detailed records of business expenses, charitable donations, and medical costs
Consider Tax-Loss Harvesting
Medium impactRealize investment losses to offset capital gains and reduce investment taxes
Plan Charitable Giving
Medium impactTime charitable donations strategically and consider donating appreciated assets
Review Withholdings
Low impactAdjust payroll withholdings to avoid overpaying or underpaying throughout the year
Year-end tax planning checklist
Before December 31st
- Maximize retirement account contributions
- Consider Roth IRA conversions
- Harvest investment losses
- Make charitable donations
- Pay deductible expenses
- Review withholdings and estimated payments
Early next year
- Gather tax documents (W-2s, 1099s)
- Organize deduction receipts
- Consider tax preparation software
- Review prior year tax return
- Plan for current year tax strategies
- Update beneficiaries on accounts
By the numbers
What the data says
- 2026 tax year
$7,500
IRA contribution limit for 2026
Plus a $1,100 catch-up at 50 and over
Source: IRS, Notice 2025-67 - 2026 tax year
$15 million
Federal estate tax exclusion per person in 2026
Up from $13.99 million in 2025; couples can shelter twice as much
Source: IRS, Revenue Procedure 2025-32 - 2026 tax year
$8,750
HSA contribution limit for family coverage in 2026
$4,400 for self-only coverage, plus $1,000 catch-up at 55
Source: IRS, Revenue Procedure 2025-19
National figures from the sources shown, as of the period on each card. They are context, not a forecast or advice for your situation.
Ready to optimize your tax strategy?
Use these tools to find savings, then let Warren connect them to your real income, accounts and deadlines.