Q4 Dates: When Does the Fourth Quarter Start and End? A Complete Guide
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Key terms
- Front-End RatioThe percentage of gross monthly income that goes toward housing costs (mortgage, insurance, taxes). Lenders typically prefer this ratio to be below 28%.
- Room and BoardThe combined cost of housing and meal plans at a college or university, which is a significant portion of the overall cost of attendance. Room and board costs vary depending on whether you live on campus, off campus, or at home, and the type of meal plan you select. Many colleges require first-year students to live on campus and purchase a meal plan.
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